—– Original Message —–
From: Salvador Minguijon
Sent: Sunday, January 27, 2008 10:52 PM
Subject: “Pay As You Drive” Information
Dear Ladies and Gentlemen,
As I exposed in my answer to Mr. Engel of the company Stok, the technology companies are increasing, with their continuous evolution and desire to access to the “Pay as you drive” market, the uncertainties that the insurance companies have, obtaining the contrary result of the one that they expect.
As an example I have taken some information of the insurance company Sara, which offers a policy based in this concept.
In one of their advertising pamphlets we can observe a study on the use of the vehicle in Italy and the saving analysis for a user that only makes 6000 km a year.
I also enclose a detailed pamphlet of how the billing of the policy works. You can translate the text with an excellent quality using the Google translator.
You can observe that it is an incipient project, guided to a very concrete market and taking advantage of the fact that the automobile insurance in Italy is very expensive.
On the other hand we have the technology companies that have been able to reduce the cost of the equipment that install the vehicle from 600 up to 150 Eurus in 6 years, and probably will reach 75 Eurus in other three years.
The technical perspectives are permanently changing, just as examples of the last novelties we have tremendously ambitious projects as the one of Magneti Marelli with Telecom Italy. Trafficmaster offers the non English insurance companies a complete solution, being this the only way to endorse an experience of years. PTV, far away from being depresed when receiving the Big-Brother prize, has depthly revised its project to guarantee the confidentiality of the information, and offers a technological capacity out from any doubt. Companies with a radically innovative and aggressive position marketing as Navento. Or companies of allways like Cobra firmly bet in this market.
An unbridgeable breach has opened up among what the technology companies offer and what the insurance companies (which are the clients after all) need or are willing to prove and that certainly cannot be an application that has hope of 3 year-old life.
It is difficult to think that this situation can be solved, so everything seems to indicate that at the end the own technology companies will be those that will offer the policy “Pay as you drive” directly to the user, negotiating their global contract later on with insurance companies.
As I exposed in my answer to Mr. Engel of the company Stok, the technology companies are increasing, with their continuous evolution and desire to access to the “Pay as you drive” market, the uncertainties that the insurance companies have, obtaining the contrary result of the one that they expect.
As an example I have taken some information of the insurance company Sara, which offers a policy based in this concept.
In one of their advertising pamphlets we can observe a study on the use of the vehicle in Italy and the saving analysis for a user that only makes 6000 km a year.
I also enclose a detailed pamphlet of how the billing of the policy works. You can translate the text with an excellent quality using the Google translator.
You can observe that it is an incipient project, guided to a very concrete market and taking advantage of the fact that the automobile insurance in Italy is very expensive.
On the other hand we have the technology companies that have been able to reduce the cost of the equipment that install the vehicle from 600 up to 150 Eurus in 6 years, and probably will reach 75 Eurus in other three years.
The technical perspectives are permanently changing, just as examples of the last novelties we have tremendously ambitious projects as the one of Magneti Marelli with Telecom Italy. Trafficmaster offers the non English insurance companies a complete solution, being this the only way to endorse an experience of years. PTV, far away from being depresed when receiving the Big-Brother prize, has depthly revised its project to guarantee the confidentiality of the information, and offers a technological capacity out from any doubt. Companies with a radically innovative and aggressive position marketing as Navento. Or companies of allways like Cobra firmly bet in this market.
An unbridgeable breach has opened up among what the technology companies offer and what the insurance companies (which are the clients after all) need or are willing to prove and that certainly cannot be an application that has hope of 3 year-old life.
It is difficult to think that this situation can be solved, so everything seems to indicate that at the end the own technology companies will be those that will offer the policy “Pay as you drive” directly to the user, negotiating their global contract later on with insurance companies.
If somebody wants that their address is erased of my distribution list, please return me this message with the word “DELETE.”
Web: http://www.salvador-minguijon.es
As always, I have upgraded my “ Pay As You Drive Directory ” and my News Bulletin.
Yours sincerelly
Salvador Minguijón Pérez.
Interim Management.
+ 34 649 49 17 70
+ 34 976 59 58 71
Email: s.minguijon@salvador-minguijon.es
Web: http://www.salvador-minguijon.es
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