By the middle of the last year I maintained an exchange of opinions about how to guarantee that the information obtained with the project PAYD cannot be use for activities that can be prejudicial for the right of the privacy of the users. I am not allowed to publish our partner’s opinions. But I believe that my answer can be useful. It was with respect to the comment that I had published:
“There has not been any project that has opted to process part of the information in the vehicle and to transmit only summary information. It is curious because this was the solution thought in the original project”
From: “Salvador Minguijon” <s.minguijon@teleline.es>To: “XXXXX” <XX>Sent: Sunday, July 30, 2006 12:25 PMSubject: Re: “Pay as you drive” Information Thank you XXX: Do you allow me to publish your mail in my Blog?. Of course, hiding the mail address. The insurance and technology companies consider that the information on the project “Pay as you drive” is strategic. Since then, they read and they follow the information but they don’t participate in discussion forums, unless they are promotional acts. Certainly never to talk about the problems that is what I try to foment, because I’m convinced that this helps to find solutions. Indeed your proposal seems reasonable, logic and simple.
There are two special cases in where it is convenient to have detailed information:
1º In case of an incident or accident, working as black box. It is convenient for the insurance company to avoid frauds. It is an information which only has value until the user’s information is received and it is contrasted that both coincide. In that moment it could be eliminated. If in the incident personal damages have taken place. It is an important information to clarify responsibilities, but their storage would have to pass to police files or similar. Certainly they could not be in hand of the insurance companies. It is a very important information for traffic security investigation purposes. In this case it is only significant the information of the facts, the infomation about persons can be deleted.
2º During random periods of time, we must obtain detail information of the vehicle, because the following reasons: The insurance companies can contrast this information with the one received from the client and to detect manipulation on the equipment. It is a temporary value information that, except for detection of a fraud, it can be erased immediately. The analysis of this information tell us of the conditions in those that we usually drive and with the one obtained in the accidents, should inform us about the exact risks that presents the specific behaviors. It’s not necessary a link with the user. One of the things that has surprised me a lot in this project is the ignorance that we have about the incidence of such simple things as the excess of speed or last of the trip on the risk. We know that it is present frequenly in the accidents, about we have many data, but we have very little information on the conditions in those that people usually drive.
Regards Salvador Minguijon
